Yellow school bus driving down a road with overlaid text reading Expertly Crafted Coverage for Your School Bus Business.

School Buses (Independent Contractors)

Pioneer Specialty's specially designed insurance program for independent contractor school bus companies is tailored to protect the work and property of your unique busing operation.

Our customizable program offers a variety of coverages and services to fit your unique insurance needs.

School Bus - Supplemental Application

Available Coverages

  • Cargo

  • Commercial Auto Liability / Physical Damage

  • Crime

  • Employee Benefit Liability

  • Employer's Practices Liability (EPL)

  • Equipment Breakdown

  • Flexible Deductible Options

  • General Liability

  • Inland Marine

  • Medical Payments

  • Personal Computers, EDP Equipment, Data, Media, & Phones

  • Property

  • Umbrella

  • Workers' Compensation and Employer's Liability (except in ND, OR, and WA)

  • Enhancement endorsements available for General Liability, Property, and Auto


Pioneer Specialty seeks to insure independent contractor school bus operations that:

  • Provide public/private K-12 school bus service

  • Have been in business for at least three years

  • Have a fleet size up to 100 vehicles per location

  • Have formal driver selection/hiring standards

  • Have formal inspection/maintenance processes

  • Have a formal safety/training program

Thumbnail image of Pioneer Specialty's School Bus Insurance Program brochure

Click here to download our School Bus Insurance Program brochure.