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Restaurant
Your restaurant offers customers a unique dining experience. Shouldn't your insurance program offer you equally unique protection and services?
Our customizable program offers a variety of coverages and services to fit your unique insurance needs.
Program Features
- General liability - premises/operations liability, products/completed operations liability, medical payments, and personal & advertising injury (liquor liability is not available)
- Property - building, business personal property, business income, equipment breakdown
Optional Features
- Crime
- Employment practices liability
- Inland marine
- Commercial auto
- Workers' compensation (except in OR & WA)
- Umbrella
- Enhancement endorsements for general liability, property, and auto
Eligibility
Pioneer Specialty seeks to insure well-maintained restaurant operations that:
- Maintain an appropriate fire suppression system
- Have documented housekeeping and maintenance plans for cooking equipment
- Have less than 50% of revenue made up by liquor sales
- If buildings are 30+ years old, they have had their roofing, electrical, heating, and plumbing updated within the last 20 years
- Have property values (TIV) of $3 million or less
- Have a property protection classification up to 8
- Do not have: a food delivery service; new venture ownership; dancing
Download our Restaurant brochure:
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